Terms of Use

Please read these terms of use carefully before using this website.

CamaPlan provides certain services to you via this website. Your use of the website is subject to the following Terms and Conditions of Use. This web page details the terms of a legal agreement (the “Terms of Use”) between you and CamaPlan. By accessing the website, you acknowledge that you have read and understood the Terms of Use and, having read and understood the Terms of Use, you voluntarily agree to be bound by these Terms of Use. CamaPlan encourages all visitors to this website to seek the counsel of an attorney if you do not understand your rights and responsibilities with respect to any of the following Terms of Use.

If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy, incorporated herein by reference, govern CamaPlan’s relationship with you in relation to this website.

Hereinafter, the term ‘CamaPlan’ or ‘us’ or ‘we’ refers to the owner of the website whose registered office is 512 E. Township Line Road, 5 Valley Square, Blue Bell, PA 19422. The term ‘you’ or ‘your’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

Website Content

The content of the pages of this website is for your general information and use only. These Terms of Use may be amended by CamaPlan at any time, and without notice to you. Your continued use of this website after the Terms of Use are changed indicates your acceptance of any new Terms of Use. Additionally, CamaPlan may change any information on or feature of the website at any time. Any change to the website made by CamaPlan shall not alter your consent to the application of these Terms of Use. Please review these Terms of Use from time to time so that you will be apprised of any changes. Continued use of the website by you shall constitute your binding acceptance of any such amendments, modifications, additions or deletions.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we hereby disclaim liability for any such purported inaccuracies or errors to the fullest extent permitted by law.

CamaPlan has made the information on this website available for educational and informational purposes only. The information provided is not to be construed as financial, investment, tax, or legal advice. CamaPlan is neither a law firm nor a CPA firm. Tax rules noted on this website are for general information, and the application of such depends on the situation of the particular taxpayer. You should not act upon this information without first seeking professional counsel from your own tax or legal advisor to determine the consequences of a proposed transaction.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information accessed through this website meet your specific requirements, and CamaPlan makes no guarantee as to the information’s usefulness or applicability to your particular circumstances.

You understand and hereby agree that the CamaPlan does not recommend any security, financial product or instrument, nor does any mention of such item on the web site constitute a recommendation to buy, sell, or hold that or any other security, financial product or investment discussed herein. You further understand and hereby agree that the CamaPlan does not offer or provide any investment advice or opinion regarding the nature, potential, value, suitability or profitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. You hereby agree that any investment decisions you make will be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, financial condition, and liquidity needs. CamaPlan shall not be responsible or liable for the accuracy, usefulness or availability of any information transmitted via the web site, and shall not be responsible or liable for any trading or investment decisions made based on such information.

Membership Rules and Guidelines

(a) Registration.
Certain of CamaPlan offerings will be member based services. If you decide to use member based services you will be required to register an account. With respect to any such registration, we may refuse to grant you, and you may not use, a user name (or email address) or screen name that is already being used by someone else; that may be construed as impersonating another person; that belongs to another person; that violates the intellectual property or other rights of any person; that is offensive; or that we reject for any other reason in our sole discretion.

When you register, you will be required to provide certain information about yourself. You agree to provide true, accurate and complete information about yourself, and to update this information when it changes. If you provide any information that is untrue or inaccurate, not current, or incomplete, or if CamaPlan suspects that your information is untrue or inaccurate, not current, or incomplete, CamaPlan may, in its sole discretion, suspend or terminate your account and refuse current or future access to the web site. Any personally identifiable information supplied hereunder will be subject to the terms of our Privacy Policy. CamaPlan reserves the right to change the nature of this relationship at any time.

(b) Passwords.
Should CamaPlan provide to you a password, or should you select a password, that allows you to access certain parts of the website, you will be solely responsible for maintaining the confidentiality of the password and your account information, and will be fully responsible for all activities that occur under your password or account. You agree that you will immediately notify CamaPlan of any unauthorized use of your password or account, or any other breach of security, and that you will log off the website at the end of each session to prevent fraud on your account by third parties.

(c) Rules for Use of the Website

(1) Conduct Required for Use of the Website.
It is a condition of your use of the Service that you do not: (i) restrict or inhibit any other user from using and enjoying the Service; (ii) transmit any information, software or other material that is fraudulent or tortious or that violates or infringes the rights of others, including material that violates privacy or publicity rights, or infringes copyright, trademark or other proprietary rights; (iii) transmit any information, software or other material that contains a virus or other harmful component; (iv) transmit or in any way exploit any information, software or other material for commercial purposes or that contains advertising, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” investment opportunities or any other forms of solicitations; (v) solicit other users to join, become members of, or contribute money to any online service or other organization, advocate or attempt to get users to join in legal or illegal schemes or plan or participate in scams involving other users; (vi) impersonate any person or entity or falsely state or otherwise misrepresent your professional or other affiliation with any person or entity; (vii) resell, redistribute, broadcast or transfer the information or use the information derived from the website in a searchable, machine-readable database; (viii) use the website to collect personally identifying information about users of the website in violation of our Privacy Policy; (ix) disguise a file type to thwart CamaPlan’s detection processes; (x) post or transmit any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law; (xi) attempt to gain unauthorized access to other computer systems or networks connected to the website, (xii) remove any copyright, trademark or other proprietary rights notice from the website or materials originating from the Website; or (xiii) frame or mirror any part of the website without CamaPlan’s express prior written consent. You agree that you will not use the web site, including the information provided therein and all related equipment, networks and network devices (specifically including Internet access) for any unlawful purpose.

(2) Monitoring
CamaPlan has no obligation to monitor the use of the website by visitors or members. You acknowledge and agree that CamaPlan reserves the right to, and may from time to time, monitor any and all information uploaded to the website for operational or other purposes. During monitoring, information may be examined, recorded, copied, and used for authorized purposes in accordance with our Privacy Policy and applicable privacy laws and regulations.

You hereby agree that CamaPlan may prohibit your access to this website for any conduct that it deems to be inappropriate or harmful to the website, and such determination shall be in CamaPlan’s sole discretion.

Third Party Websites

This website contains links to third party websites not under the control of CamaPlan. You agree that CamaPlan is not responsible for nor will be held liable for the contents of any linked website. A link from this website does not indicate an endorsement by CamaPlan of the linked website or that website’s sponsoring company or product. A link on this website does not imply that CamaPlan has performed any due diligence regarding the content on any such linked website.

Licensing and Copyright

This website contains material which is owned by or licensed to CamaPlan. This material includes, but is not limited to, the website’s design, layout, look, appearance and graphics. By accessing this website and by agreeing to these Terms of Use, you will not gain any ownership or other right, title or interest in any copyrighted or trademarked material. Reproduction is prohibited other than with the written consent of CamaPlan.

All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.

Account Access; Identity Protection

In order to provide you with ease of access to your account, CamaPlan will place a cookie (a small text file) on any computer from which you access the Service. Please see our Privacy Policy for information about cookies. You are responsible for updating and maintaining the truth and accuracy of the information you provide to us relating to your account.

You are also responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or mobile device. Users of public or shared computers or unprotected mobile devices should log out at the completion of each visit to the Service. If you find that you’re a victim of identity theft and it involves a CamaPlan account, you should notify CamaPlan immediately. Then, you should report this instance to all your credit card issuers, as well as your local law enforcement agency. CamaPlan reserves the right to place any account on hold anytime with or without notification to the member in order to protect itself and its partners from what it believes to be fraudulent activity.

Venue & Jurisdiction

Claims relating to this website, or to its use are governed by the laws of the Commonwealth of Pennsylvania. By viewing this website, you hereby consent to submit to the exclusive jurisdiction of Pennsylvania for any litigation concerning this website. You hereby agree that any disputes arising under or in connection with this Agreement and/or the Service shall be submitted for resolution to federal and state courts in Montgomery County in the Commonwealth of Pennsylvania, and you hereby waive any jurisdictional, venue, or inconvenient forum objections to such courts.

Limitation of Liability

In no event will CamaPlan be liable to any party for any direct, indirect, special, punitive, incidental or consequential damages, including, without limitation, any lost profits, business interruptions, loss of programs or data on your equipment, or otherwise, even if we or any of our representatives are expressly advised of the possibility or likelihood of such damages, arising out of or related to any use of or inability to use this site, or any other linked site, including, without limitation, use of or reliance on information, interruptions, errors, defects, mistakes, omissions, deletion of files, disabling devices, delays in operation or transmission, nondelivery of information, theft, unauthorized access, disclosures of communications, or any failure of performance. You are responsible for the entire cost of all servicing, repair or correction of your property or operations, including without limitation your computer, network, software or any device, required as a result of or related to using this site. In no event shall CamaPlan’s total liability to you for damages, losses and causes of action of any kind – whether in contract, tort (including, but not limited to, negligence), strict liability or otherwise – exceed the amount paid by you, if any, for accessing this site.

Indemnification

You agree to defend, indemnify and hold harmless CamaPlan its affiliates and their respective directors, officers, employees and agents from and against any and all claims, actions, suits or proceedings, as well as any and all losses, liabilities, damages, costs and expenses (including reasonable attorneys fees) arising out of or accruing from (a) any material posted or otherwise provided by you that infringes any copyright, trademark, trade secret, trade dress, patent or other intellectual property right of any person or defames any person or violates their rights of publicity or privacy, (b) any misrepresentation made by you in connection with your use of the website; (c) any non-compliance by you with the terms and conditions of these Terms of Use; and (d) claims brought by persons or entities other than the parties to these Terms of Use arising from or related to your access and use of the website, including the information obtained through the website.

Severability

If any provision of these Terms of Use is held invalid or unenforceable in whole or in part, that provision shall be ineffective without affecting the validity of enforceability of the remaining provisions of these Terms of Use.

Binding Effect

This agreement is binding upon you, CamaPlan, and all respective heirs and assigns.

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