EINs for Self-Directed IRAs

What is an EIN and, more importantly, as an investor, do I need one for MY Self-Directed IRA? EINs, or Employer Identification Numbers, are issued by the IRS for the purposes of tax administration. If your self-directed IRA has invested in an LLC, then, YES, you do need one. As an investor in an LLC,…

Changes From the Market Crash of 2008

Sideline Money – Americans are not so quick to jump into the stock market. Millionaires now place a higher priority on growth than wealth preservation, which is a reversal from last year. 16% plan to invest disposable income in the next few months and 40% expect to invest over the next two years.(1) Many are looking…

Top Seven Reasons to Sell a Life Insurance Policy

1. As part of a change in estate planning or investment objection.2. To pay for healthcare costs for themselves or someone in their family.3. To fund a more cost-effective life insurance policy. One out of every three settlements results in the insured creating a new life insurance policy.4. Premium payments are no longer affordable.5. An alternative…

Enjoy the Tax Benefits of an HSA

A health savings account (HSA) coupled with a High-Deductible Health Plan (HDHP) is a powerful tool for securing your future. Learn more about the many tax benefits of HSAs on our “Choose Your CamaPlan” page, including eligibility requirements and benefits for employers. An HSA is the only vehicle known where the contributions are tax-deductible and the distributions…

A Mission for Manna: CamaPlan Uses Social Media to Raise Money for Soup Kitchen

Manna on Main Street’s Florence Nightingale Challenge kicked off May 1st, with self-directed IRA administrator CamaPlan participating with other local businesses. The Challenge is a friendly competition fundraiser that strives to raise money and awareness to help neighbors in need. The mission of Manna on Main Street is to end hunger in the North Penn…

Protecting Your Retirement Assets In a Self-Directed IRA

Protecting your retirement assets is an essential aspect of planning for the future. CamaPlan provides individual investors with the education and support they need to diversify their self-directed IRA plans to make them both more secure and more lucrative. As your self-directed IRA custodian, our mission is to empower you to make your own sound…

Investing in Real Estate With a Self-Directed IRA

Investing in real estate is one of the most popular ways to grow wealth in a self-directed IRA. There are numerous ways in which to invest in property, mortgages, tax liens, or real estate enterprises using funds from your retirement account. Learn more about the advantages of opening a real estate self-directed IRA with CamaPlan.

White House Budget Would Limit Retirement Savings

The President’s budget proposal has caused great concern among retirement advisers and individuals. The budget the White House has put forth recommends strict new IRA limits that would dictate how much individuals can save for their own retirement. President Obama has proposed that individual retirement accounts be limited to a cap of $3 million, in…

Stock Market Not the Only Game in Town

The stock market’s recent gains are big news right now, but savvy investors know that stocks, bonds, and mutual funds are not the only game in town when it comes to building wealth for retirement. True self-direction in a retirement account such as an IRA has long been an option, but many investors are unaware…

Scarcity of Bank Lending Drives the Private Lending Market

Although the economy has shown some signs of improvement, there continues to be a scarcity of bank lending. Many entrepreneurs and businesses seeking capital are turning to private lenders, who may be able to offer more flexible terms and conditions to qualify for a loan. Investors can use their self-directed IRA accounts to finance private…