The CamaPlan Self-Directed IRA

A CamaPlan self-directed IRA account is the faster, safer way to true financial freedom. Grow your wealth and secure your future by deciding what types of investments you want to hold in your individual retirement account. Our self-directed IRA services empower you, the IRA owner, to use your own expertise and knowledge to make the right decisions for your money, your investments and your future.

Did you know that your IRA can be used to purchase real estate, precious metals, mortgage notes and other diverse investments? Many investors are unaware of the broad range of permitted investments that allow their IRA to invest outside of the typical stocks and bonds. In fact, many professional brokers have financial motivation to direct their clients to financial products from which their company experiences direct or indirect profits.

CamaPlan is different; we are a neutral third party whose sole role is to administer accounts and offer education to our clients on self-directed opportunities and rules.

Retirement plans available to self-directed account holders include the Traditional and Roth IRA, SEP, SIMPLE, Individual(k), and inherited IRAs. To start earning the maximum tax-free and tax-deferred benefits allowed by law, contact CamaPlan for free information on how to start using a self-directed IRA to take complete control of your financial future.

Take Control of Your Financial Future

No one knows your investment goals better than you. Establishing a CamaPlan self-directed Roth IRA or other self-directed retirement plan offers access to investment options usually available only to well-connected or very wealthy individuals.

Your range of investment options shouldn’t be narrowed by profit-driven brokers. Making investment decisions based on your own preferences will make your money work harder with more secure and lucrative assets. The sole difference between self-directed IRAs and retirement accounts administered by big fund management companies is who makes the decisions. All the rules and regulations are exactly the same as any IRA or qualified plan, including contributions, distributions, taxes and penalties.

Many investors are no longer satisfied with the low returns and limited investment vehicles offered by so-called experts. CamaPlan’s principle mission is to partner with self-directed account owners to return them to the driver’s seat to take control of growing their personal wealth. We do this by offering a wide range of investment options including real estate, precious metals and numerous other alternative assets. It’s your money – who better than you to decide how to invest it?

Getting Started

Getting started is simple with CamaPlan as your self-directed IRA custodian. CamaPlan acts as the account administrator as required by self-directed IRA regulations. We handle the record-keeping and IRS reporting, enabling you to invest in a myriad of asset classes with the exception of those few which IRS regulations prohibit. We partner with you to walk through the steps to open your account and start purchasing assets:

  • Choose your account type. Options include: Inherited IRA, Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA, Individual(k), HSA, and ESA. Your tax professional can advise you about tax-deferred accounts, capital gains tax ramifications, asset allocation, and other matters relating to which type of IRA investment account best suits your needs.
  • Move funds to a self-directed IRA. You can transfer/roll over funds from existing an existing IRA or 401(k) account or make a cash contribution.
  • Select your assets. Opt for a self-directed IRA real estate account, use your money as a mini-bank to invest in a limited liability company, buy gold or silver – the choice is yours!
  • Establish and verify investment terms.
  • Submit the paperwork to acquire the assets.
  • CamaPlan sends the funds to complete the transaction per your instructions and maintains all of the records for Internal Revenue Service tax purposes.
  • Experienced investors may also wish to consider the option of a Limited Liability Company Structured IRA (sometimes called a “checkbook control” IRA) for maximum control over their IRA purchase options. Your attorney, tax professional and entities such as state securities regulators can provide additional education about how to use self-directed IRAs to buy unregulated or regulated securities and other assets.
  • Profits and gains are deposited into your FDIC-insured CamaPlan account.

Call us now for a free phone consultation to get started on the path to financial freedom.

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Beyond Stocks, Bonds and Mutual Funds

Available to the public since the inception of individual retirement accounts since 1975, self-directed IRA plans continue to offer a broad range of diversified investment opportunities. But the typical investor is only made aware of the stocks, bonds, and mutual funds offered by their brokerage firm. Why?

The answer is simple: because they are the most lucrative and easiest to manage for the brokerage firm, not the investor. CamaPlan believes that people should have the freedom to access the full range of investment opportunities, other than those very few which are prohibited by the IRA or US Treasury Department.

Excluded transactions include self-dealing (you cannot use self-directed IRAs to invest in your own investment property, or to finance joint ventures and companies in which you are a partner) or transactions with disqualified persons, including a family member or lineal descendent, beneficiaries, or assets held by a fiduciary. Also prohibited by IRS regulations are transactions with a business (whether owned directly or indirectly), trust, fiduciary or service which is owned, benefits indirectly, or held by a disqualified person.

You can use your self-directed Roth IRA or other retirement accounts to invest in many different alternative assets, including:

Investment in stocks, bonds, securities and mutual funds is also an option. We can help you understand self-directed IRA rules regarding permitted investments and the prohibited asset types.

Why CamaPlan

Self-directed IRAs offer numerous, clear benefits for independent-minded investors. Choosing CamaPlan as your self-directed IRA custodian puts the strength, knowledge and diversity of a company founded by investors, for investors, on your side.

Principals Carl Fischer and Maggie Polisano have vast personal and professional experience growing wealth by investing in real estate and other assets. They believe that individuals have the right to autonomously control their own money and that an educated, self-reliant investor is the best person to make decisions about his or her own financial future. CamaPlan allows our clients to use their knowledge and experience to invest in what they know and understand, with no limitations other than IRS regulations. Since its inception, the name “CamaPlan” has come to be synonymous with expertise, flexibility, responsiveness, and diversity of investment choices.

Also, Cama Academy provides free educational webinars and workshops to educate individuals about topics such as self-directed IRA investments and personal finance, using a self-directed IRA to buy real estate or precious metals, private lending, investing in mortgage notes, and many others.

Contact CamaPlan today to open a self-directed IRA and start growing your wealth the smart way.

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